Estate Planning based in Crosby, Formby & Liverpool

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Estate Planning is the process of putting the right legal and financial arrangements in place so your assets — and the people who rely on you — are fully protected both now and in the future. We serve Crosby, Formby or the wider Liverpool area with Estate Planning helping you manage your wealth, safeguard your estate, and make sure everything is passed on exactly as you intend.

This can include writing a will, naming guardians for young children, and choosing someone you trust to make financial or medical decisions if you’re ever unable to do so. In short, it’s about giving you and your family peace of mind for the future.

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What is Estate Planning?

Estate Planning is the process of deciding how you want your money, property, and belongings to be managed and passed on when you die. It works hand-in-hand with making a will and we can help you:

  • Make things simpler for your loved ones and executors

  • Protect your estate for the people you care about

  • Understand how much Inheritance Tax (IHT) may be owed

Understanding IHT is a big part of Estate Planning

You may need to consider it if your estate is:

  • Worth more than the current £325,000 nil-rate band, or

  • Being left to someone other than your spouse, civil partner, or an exempt beneficiary like a charity

Tax rules, gift allowances, and trust regulations can be complex — and they often change over time. That’s why speaking to a qualified financial adviser or estate planning specialist is the safest way to make informed decisions that protect you and your family.

If you’re ready to take the next step towards a more secure future, our friendly Estate Planning service in Crosby, Formby or Liverpool is here to help. Get in touch today to arrange a meeting with us.

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Key Components of Estate Planning

  • Create a legally binding will to outline exactly how your assets should be distributed after your death.

  • Appoint trusted guardians to care for your minor children if something happens to you.

  • Choose someone to make financial or medical decisions on your behalf if you’re unable to do so.

  • Set up trusts to protect your assets, manage complex estates, or plan for inheritance tax efficiently.

  • Understand potential IHT liabilities and explore strategies to minimise tax on your estate.

  • Plan gifts and allowances carefully to reduce tax risks and ensure your wealth is distributed as you intend.

  • Work with a qualified estate planning specialist or financial adviser to ensure your plan is legally sound and tailored to your personal situation.

Why Choose Saunders Wills & Estate Planning?

  • We take the time to understand your unique situation and create a plan tailored to you and your family.

  • Based in Crosby, Formby and in Liverpool City Centre, we know the area and provide support you can trust close to home.

  • Our team has the knowledge and experience to guide you through wills, trusts, and estate planning.

  • We explain everything in plain English so you can make informed decisions with confidence.

  • From inheritance tax to guardianship and powers of attorney, we cover all aspects of estate planning.

  • We offer fixed fees with no hidden charges, so you know exactly what you’re paying for.

  • Our goal is to give you and your family security, clarity, and confidence in your estate plan.

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FAQs

  • Estate planning is the process of organising your assets, finances, and personal wishes to ensure your estate is managed and passed on according to your wishes.

  • It helps protect your loved ones, reduces the risk of disputes, and can make things simpler and less stressful for your family.

  • Yes — a will is a fundamental part of estate planning. It ensures your assets go to the people you choose and allows you to appoint guardians for children under 18. Saunders Wills & Estate Planning can help write you write a will.

  • A power of attorney lets you appoint someone you trust to make financial or medical decisions on your behalf if you become unable to do so.

  • Estate planning can include strategies like lifetime gifts, trusts, and other tax-efficient planning methods to minimise IHT liabilities.

  • Yes. Estate planning involves legal, financial, and tax considerations. A qualified adviser can ensure your plan is legally sound and tailored to your situation.

  • It’s recommended to review your estate plan regularly or after major life events such as marriage, divorce, the birth of a child, or significant changes in your finances.

  • Yes, but it’s important to use qualified and reliable estate planning professionals to ensure your plan is valid, legally binding, and comprehensive.

  • Costs vary depending on your situation. We offer transparent, fixed-fee packages so you know exactly what you’ll pay upfront.

Peace of Mind

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Tax Efficiency

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Asset Protection

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Family Security

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Inheritance Protection

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Wealth Preservation

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Peace of Mind | Tax Efficiency | Asset Protection | Family Security | Inheritance Protection | Wealth Preservation |

Matthew Saunders | DipPFS CeMap

Don’t leave your legacy to chance — book your FREE Consultation today. Trusted advice from Matthew Saunders will help secure your future.

  • Ensure your assets go to the people you care about

  • Protect your children and dependents with guardianships and trusts

  • Minimise inheritance tax liabilities

  • Create a clear, legally sound plan for your family’s future

Matt Saunders
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